Structured products offer both diversification and a defined return profile; they can be designed to provide returns in rising, flat and even falling markets. Structured products are flexible investments that provide you with:

• The potential to out-perform traditional investments
• Exposure to different asset classes, investment strategies, local and international markets through a global market leader
• Customised risk-return payoffs that are suitable for varying risk appetites

Estate Planning is not just about having a Will. It involves the review, management and control of your personal, family and business affairs while you are alive and when you pass away. A well-considered Estate Plan can cover your:

• current lifestyle needs
• your retirement plans
• your business arrangements
• your tax position
• future critical events such as divorce
• health scares and family disputes as well as ensuring your assets go exactly where you wish them to go

Managed funds often suit investors who favour a hands-off approach in terms of the ongoing management of the investment, but are looking for diversification, professional management and initial choice of fund strategy. We offer you the flexibility to invest in managed funds via two different methods:

• Direct investment in an individual fund
• Investment across a variety of funds and fund managers facilitated via a Wrap Account; an all-in-one investment hub where performance reporting and administration is managed on your behalf